Consumer Protection

Lowering your APR might be easier than you think

By | Kathryn Lee
Digital Campaigner

Many Americans are walking around with a balance on their credit card because of high interest rates, or annual percentage rate (APR) charges for unpaid balances. It's best to pay off your balance in full but if you don't or can't, a higher APR makes your debit grow faster. What most people don’t realize is this APR can be negotiated to a lower rate.

CALPIRG Legislative Bills to Watch

By | Emily Rusch
Executive Director

With another flurry of policy committee hearings next week, here are the public interest bills CALPIRG is supporting next week in the California Legislature. Links to our letters of support are included in the blog post.

Bills to Watch this Week in the Legislature

By | Emily Rusch
Executive Director

This week is a busy week for policy committee hearings in the California Legislature. Here’s a short list of CALPIRG-supported bills that are being heard in committee this week (click on the links to read our letters of support).

 

Yesterday I testfied before a legislative committee hearing on the VW emissions scandal. From my testimony: "If a company produces a product that is defective, it should buy it back. If a company lies about what is in its product, it should buy it back. If a company tricks its customers into unwittingly polluting our air, it should make up for that pollution. It has been more than five months since the scandal broke and VW still hasn’t made any of these commitments to the customers it lied to."

Los Angeles Times: Lawmakers are fighting efforts to rein in predatory lending. Why?

"The [Consumer Financial Protection] bureau is effective precisely because it is an agency whose sole job is to look out for the best interests of consumers," said Emily Rusch, executive director of the California Public Interest Research Group. "No one should have to pay triple-digit interest rates on a loan."

News Release | U.S. PIRG | Consumer Protection, Financial Reform

More Than 100 Groups Insist on No Riders in Spending Legislation

The day before the White House is expected to release its fiscal year 2017 budget proposal, a coalition of more than 100 groups, including U.S. PIRG, sent a letter calling on President Barack Obama and all 535 members of Congress to oppose any federal appropriations bill that contains ideological policy riders.

100+ Groups Oppose Provisions That Threaten Public Protections

By | Mike Litt
Consumer Campaigns Director, U.S. PIRG

The White House is expected to release its fiscal year 2017 budget proposal tomorrow. U.S. PIRG and various state PIRGs joined a coalition of more than 100 groups that sent the following letter calling on President Barack Obama and all 535 members of Congress to oppose any federal appropriations bill that contains ideological policy riders. 

Report Back on the VW Road Trip

By | Mike Litt
Consumer Campaigns Director, U.S. PIRG

After driving 1,671 miles from Colorado over the course of 12 days, the big day arrived -- Marcus and Elisabeth made it to headquarters on Tuesday at 2 PM. I joined them to return their 2011 Jetta SportWagen TDI and deliver over 20,000 of our petitions to Volkswagen. 

Detroit Auto Show

By | Kathryn Lee
Digital Campaigner

Marcus and Elisabeth made their way to the Detroit Auto Show over the weekend. As they drove across the country, on a mission to return their TDI to Volkswagen corporate headquarters in Virginia, the couple has been making stops along the way. The just missed Mathias Mueller as he toured the US, stopping at the Detroit Auto Show to try to make amends with customers. Saturday was the first day the show was open to the public. Marcus and Elisabeth first met with press across the street of the event and then went into building, heading straight to the Volkswagen booth.

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