| by
Ed Mierzwinski
Senior Director, Federal Consumer Program

As the CFPB conducts a ten-year regulatory review of the Overdraft Rule established by the pre-CFPB regulators in 2010, the UK's Financial Conduct Authority has announced sweeping changes to address what it calls a "dysfunctional" overdraft market. The US system prohibits overdraft fees on debit and ATM transactions unless you opt-in to fee-based "standard overdraft protection," but the fees average over $32 per overdraft and CFPB has accused some banks of deceptive marketing of the service. Meanwhile, the UK's FCA is banning fixed fee overdrafts and requiring UK banks to treat overdrafts as loans subject to reasonable interest rates. We've asked CFPB to ban overdrafts on debit and ATM transactions.

 | by
Emily Rusch
Executive Director

Today, a federal court in San Francisco will be hearing Monsanto’s motion to dismiss plaintiffs for a failure to prosecute in cases regarding their popular pesticide, RoundUp. But more than 40 California communities aren't waiting for the courts or the legislature to take action, but instead passing local ordinances restricting the use of Roundup in their communities. 

In March, the FTC announced a new workshop called “Nixing the Fix,” which will investigate how companies “limit repairs by consumers and repair shops and whether those limitations affect consumer protection, including consumers’ rights.” Last week, the FTC posted submitted comments for it's Nixing the Fix workshop, and by reviewing those comments, it's clear that manufacturers and their lobbying associations are doubling down on their arguments.

 | by
Ed Mierzwinski
Senior Director, Federal Consumer Program

The media are reporting that efforts led by BigTech and BigPhone to push Congress to enact a self-serving umbrella privacy law on Capitol Hill are stalling. But that's only for now; they are still pushing hard. Pushback from legislators with stronger state laws is helping slow them down. So are the welcome efforts of civil rights colleagues to demand that digital and algorithmic decisions not discriminate. There's an important civil rights briefing later this afternoon on Capitol Hill. Learn more. 

For the third time in 2019, a jury has determined there is enough evidence to hold Monsanto's Roundup culpable in causing someone's cancer.

Members of Congress hear repeatedly from lobbyists for corporate special interests in their offices and at fundraisers. How can consumer advocates balance the scales?

For all of us who rely on our roads and public transit, and our water, sewage and power systems, the agreement reached by President Trump and Democratic congressional leaders in May to commit $2 trillion to infrastructure should be good news.

Lead is highly toxic, especially to children. The last place it should be is in the drinking water at schools where they go to learn, grow and play.

What business does a pesticide linked to brain damage in children have being sprayed on the food our families eat? None, say California officials.

For today's young people, earning a college degree is hard enough without worrying where their next meal will come from.